Why do people In Tornado/Hurricane zones still build the same destroyable houses?

[Emprise du Lion]

Unless you want to live in a windowless reinforced concrete box, then a tornado is going to do what it's going to do.

St. Louis' solid brick homes from the turn of the 20th century weren't a match for the 2025 tornado that tore through the city as it intensified to an EF3, for example.