I assume this may partially be for retirement planning, in which case including Southwest Florida makes sense, but some of the other places less so?
Net worth for "younger" people doesn't make too much sense in determining financial comfort since retirement plans/ home equity are still building for quite a while longer.
I'm 34, and feel fairly financially comfortable, but my net worth is well under 800k and may never reach that (unless I die--my life insurance policy is worth well more than that
).
I just estimated that combining my home equity, retirement accounts, checking/savings/investment accounts, various belongings (e.g. electronics, jewelry, furniture, camera+lenses, bicycles) and my wife's extant student debt, my net worth is around 130-150k or so. But I've only had a "real job" for the last 6 years (I was not saving much, or contributing to a retirement plan, or SS for that matter, when I was a grad student...). I guess it helps that I know that I could always make more money if I wanted to if I sold out and left academia (I get multiple recruiting emails from various quant firms every week...) or if my wife got a salaried job (she's currently trying to be a writer, but she could theoretically go back to social work and make a pittance there). I also ordinarily travel a lot on the university's dime, which makes vacations much cheaper if I can piggyback off a conference or such.
Here's a net worth by age chart from
https://dqydj.com/net-worth-by-age-c...united-states/ for the country, although obviously many areas are more expensive than average: