Don’t ask questions if you don’t want answers
It’s clear to me there are three tiers to this question:
Tier 1 feels trapped and doesn’t like their current city; would relocate if it were realistic right now.
Tier 2 is okay with their current location, isn’t trapped there, but also wouldn’t necessarily stay there in an “unlimited money” scenario. (Example, me)
Tier 3 likes their general area so much that they’d remain based there even in an “unlimited money” situation (example, homebucket in NorCal, I’m pretty sure).
The question asked in the OP is “are you in Tier 1 or not?”
The distinction between Tiers 2 and 3 is a different question.